Blue Cross Blue Shield

The Blue Cross & Blue Shield Association dates back to 1929 and is one of the most recognized names in health insurance. It boasts the largest total health coverage membership in the United States, with over 100 million insureds nationally and reaches its market presence to over 170 countries globally. In the United States, there are 36 separate Blue Cross Blue Shield separate entity affiliates, since most states have their own Blue Cross Blue Shield company.

Blue Cross and Blue Shield offers a nice diverse portfolio of coverage options for individuals and families, including HDHP's (High Deductible Health Plans) , HSA's (Health Spending Accounts), HMO's (Health Maintenance Organization) plans and PPO (Preferred Provider Organization) plans.

Blue Cross & Blue Shield participates in Affordable Care Act (ACA, or “Obamacare”) qualifying individual plans in many states. The doctor and medical provider network is also very large, with the vast majority of physicians participating. In some states, BCBS participates in the the Marketplace Exchange, so there may be some financial assistance available to you for these private coverage plans, depending on total household income and a few other factors.

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